Car insurance claim scams exist in cities and rural aspects. They happen both day and night. They happen in heat of the sun and rain, at rush hour and also on quiet roads. You exactly what are that there are people out on the roads that are planning and seeking for someone that you to catch in a suitable scams. It's all strongly related to filing fraudulent claims and get collecting money.
Here's little one example of a participate scam... The Staged Rear-End Impression.
A driver will quickly merge to the lane of traffic directly before you'll, then slam on the woman's brakes. He is hoping your own car will hit his car from your rear end.
It doesn't matter if he has Collision insurance policy on his car, as though you hit his generating, you're at fault. Here in the united states of Georgia, a traffic ticket with regard to "failure to yield" is almost a certainty if you can easlily rear-end another car for any reason. And, if you're fined, your insurance company has a hard time proving the credit card companies wasn't your fault.
The Car Repairs Scam
The quite a few driver will collect money during the insurance company for repairs to his car. He might take his car towards the body shop of the choice. Sometimes, the body shop is a partner enjoy the scam, writing a huge price for repairs that might ever get done. This the main scam happens pretty effortlessly, and settlement usually happens pretty fast.
The Bodily Injury Scam
The driver will generally fake an injury. If folks are in the car, the likelihood of all of them may very well fake injury. These rear-end collisions are perfect for scammers, since injuries like whiplash aren't soft-tissue injuries and very hard to prove. So, they might kick out an injury claim behind months.
Sometimes, the driver/claimant's physician, chiropractor or attorney may be used as the scam. The medical bills will collect and the attorney going to make a settlement demand, usually far more than the medical bills alone. For example, the claimant's healthcare bills might total $10, 000, and these attorney will make a demand for $50, 000.
Another the main Bodily Injury Scam is loss of income for the claimant. They are going to try to hit yourself for partial disability, for that matter temporary or permanent. They are going to even try total deformity. Remember, in this fraud, ALL of the passengers going to make the same claim for damages.
Can you see how fast the claim can change from a fender-bender to the sizable claim with a demand of large numbers of dollars?
You can prevent most of these scam befalling you. Follow this advice:
o Keep plenty of distance between both you and your car ahead of you ALL THE TIME.
o Stay alert while flying, don't allow yourself to take a look distracted inside your own car.
o Keep cell phone use while driving as a minimum. People develop "attention blindness" if they are using their cell mobile phone.
o Make sure you obtain a disposable camera in your glovebox all the time. If you do end up in a rear-end collision, use your disposable or cell phone camera to plenty of photos within the damages on both motor vehicles. Take photos of the driver and all passengers.
Only YOU can protect yourself at a victim of a Vehicle Claim Scam.
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